NY State of Health: What Does it Mean for You?

NY State of Health makes it easy for you to help individual consumers, families and small businesses and their employees apply for affordable health coverage such as:

Qualified Health Plans (QHPs) - Licensed, commercial health plans that have been approved by The Marketplace to provide comprehensive coverage, follow limits on out-of-pocket expenses (such as deductibles, co-payments, and out-of-pocket maximums) and meet other requirements.

Advance Premium Tax Credits - Lowers the cost of monthly health insurance premiums.

Cost Sharing Reductions - Reduce out of pocket costs such as co-payments, deductibles and co-insurance.

Medicaid and Child Health Plus - Public insurance programs that make insurance more affordable to low-income individuals and families and low to middle income children.

Small Business Marketplace - Can compare basic information on plans, premiums, co-pays, deductibles, and coverage information for small businesses and their employees.

Call the Help Line

1-855-355-5777, TTY: 1-800-662-1220
Monday - Friday, 8 a.m. - 8 p.m.
Saturday, 9 a.m. - 1 p.m.

Click here for a schedule of locations of health insurance navigators in your area:

The latest COVID-19 relief law (the American Rescue Plan) includes significant increases to the financial assistance available to New Yorkers who enroll in health coverage through NY State of Health. This new, enhanced assistance is available to current enrollees and new enrollees, including to higher-income individuals for the first time if they qualify. To learn more about the American Rescue Plan, please visit https://info.nystateofhealth.ny.gov/AmericanRescuePlan